Introduction

The author and publisher of this site and the accompanying materials make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of this site.

The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental, or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is”, and without warranties.

Every effort has been made to accurately represent this product and its potential. Any examples in these materials are not be interpreted as a promise or guarantee of earnings.

The author and publisher do not warrant the performance, effectiveness, or applicability of any sites listed or linked to in this site. All links are for information purposes only and are not warranted for content, accuracy, or any other implied or explicit purpose.

As always, the advice of a competent legal, tax, accounting, or other professional should be sought.

This site is © copyrighted and is protected under the US Copyright Act of 1976 and all other applicable international, federal, state, and local laws, with ALL rights reserved. No part of this may be copied, or changed in any format, sold, or used in any way other than what is outlined within this site under any circumstances without express permission.

Privacy Policy

This site strives to offer its visitors the many advantages of Internet technology and to provide an interactive and personalized experience. We may use Personally Identifiable Information (your name, e-mail address, street address, telephone number) subject to the terms of this privacy policy. We will never sell, barter, or rent your email address to any unauthorized third party. Period.

How we gather information from users

How we collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided.

Like most Web sites, this site collects information automatically and through the use of electronic tools that may be transparent to our visitors. For example, we may log the name of your Internet Service Provider or use cookie technology to recognize you and hold information from your visit. Among other things, the cookie may store your user name and password, sparing you from having to re-enter that information each time you visit or may control the number of times you encounter a particular advertisement while visiting our site. As we adopt additional technology, we also may gather information through other means. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site or may be asked to re-enter your user name and password, and we may not be able to customize the site’s features according to your preferences.

What Information We Collect

Some data will be collected automatically by Our Site. For further details, please see section below on Our use of Cookies. Other data will only be collected if you voluntarily submit it and consent to Us using it, for example, when signing up for our mailing list. Depending upon your use of Our Site, We may collect some or all of the following data:

• Full name
• Contact information such as email addresses and telephone numbers
• IP address (automatically collected)
• Web browser type and version (automatically collected)
• Operating system (automatically collected)
• A list of URLs starting with a referring site, your activity on Our Site, and the site you exit to (automatically collected)

How We Store the Information We Collect

Some or all of your data may be stored or transferred outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland and Liechtenstein). You are deemed to accept and agree to this by using Our Site and submitting information to Us. If We do store or transfer data outside the EEA, We will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the EEA and under the GDPR. Such steps may include, but not be limited to, the use of legally binding contractual terms between Us and any third parties We engage and the use of the EU-approved Model Contractual Arrangements

We only store your data for as long as we need to in order to use it as described above, and/or for as long as we have your permission to keep it

Our Data Retention Policies are:

• Data related to customer account information is retained on our servers indefinitely unless you request us to remove it
• Involuntarily-collected information (e.g. Cookies) is retained for up to one year by web browsers, at which point is typically deleted by the browser itself

What we do with the information we collect

Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone.

Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information does not include any Personally Identifiable Information about you or allow anyone to identify you individually.

We may use Personally Identifiable Information collected on this site to communicate with you about your registration and customization preferences; our Terms of Service and privacy policy; services and products offered by this site and other topics we think you might find of interest.

Personally Identifiable Information collected by this site also may be used for other purposes, including but not limited to site administration, troubleshooting, processing of ecommerce transactions, administration of sweepstakes and contests, and other communications with you. Certain third parties who provide technical support for the operation of our site (our Web hosting service for example) may access such information. We will use your information only as permitted by law. In addition, from time to time as we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.

Affiliated sites, linked sites, and advertisements

This site expects its partners, advertisers, and affiliates to respect the privacy of our users. Be aware, however, that third parties, including our partners, advertisers, affiliates, and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to our site you may link to, or view as part of a frame on this site page, certain content that is actually created or hosted by a third party. Also, through this site, you may be introduced to, or be able to access, information, Web sites, features, contests, or sweepstakes offered by other parties. this site is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.

You should also be aware that if you voluntarily disclose Personally Identifiable Information on message boards or in chat areas, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of this site and this policy.

Data collected on your usage of this site, including but not limited to, the pages you visit, can be used to serve you ads on this site and other sites across the internet. This usage data may be collected by third party advertising networks, including but not limited to Google, SiteScout, retargeting sites, remarketing sites, Facebook, and YouTube with the purpose to serve ads based on your past usage of this site

Cookies

We may place a text file called a “cookie” in the browser files of your computer. We may use cookies to store visitor site preferences and record session information.

You can choose not to accept cookies from this site by changing the security settings in your web browser. However, some functions of this site may be interrupted as a result.

While on our site, our advertisers, promotional partners, or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. For example, some of our advertising is served by third parties and may include cookies that enable the advertiser to determine whether you have seen a particular advertisement before. Other features available on our site may offer services operated by third parties and may use cookies or other technology to gather information. this site does not control the use of this technology by third parties or the resulting information, and is not responsible for any actions or policies of such third parties.

Google Ads

• Google, as a third party vendor, may use cookies to serve ads on this site.
• Google’s use of the DART cookie enables it to serve you ads based on your visit to this site and other sites on the Internet.
• You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

Children

This site does not knowingly collect or solicit Personally Identifiable Information from or about children under 13 except as permitted by law. If we discover we have received any information from a child under 13 in violation of this policy, we will delete that information immediately. If you believe this site has any information from or about anyone under 13, please contact us.

Changes to this Policy

This site reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.